What If I'm Sick/Injured? Are Loss Of Earnings Covered?

Always check directly with your insurance provider.

For those with Balens insurance through YAP membership

There is no cover in place for sickness/injury under the policy.

If you have a multi-therapy policy, there is the option to include a Personal Accident cover (details available from Balens). There is no cover for loss of earnings under the policy.

You may want to put your membership on a career break if your renewal is coming up.