It looks like you are in the USA. This policy is for residents of the UK and Eire only.
You can get covered with insurance here!
Most gyms and studios require your limit of indemnity to be at least £6,000,000/€6,500,000 which is standard in our policy.
*in relation to premises leased, rented or hired Please note insurance policies for Ireland includes a Coronavirus Absolute Exclusion clause, click here for full policy wording (UK) Or Here (EIRE)
This yoga instructor insurance covers malpractice: Improper, illegal, or negligent professional behaviour.
This pays the teacher’s legal costs, as well as any compensation payments that may be due, if a yoga teacher’s student takes legal action against them for a mistake they have made when providing professional services, advice or designs to their student
This covers a yoga teacher’s business against: Injury caused to a third party during their business activities. Damage caused to third party property. Personal injury or damage to property arising from any product they have supplied.
If a member does not renew for any reason, Balens automatically include Run-off cover for an unlimited period of time, meaning that if a claim were to be made years down the line after stopping their policy, they will always be covered for work did within the insured period.
Policy also includes DAS Legal Package
The policy will pay legal costs up to £100,000 including solicitors’ and barristers’ fees, court costs, expenses for expert witnesses, attendance expenses and accountants’ fees. It will also pay the costs of appealing or defending an appeal.
*UK policy only, there is ARAG Legal Protection for EIRE policy*
This insurance policy will cover you to teach online. Please refer to the FAQs found here to find out the requirements and limitations.
The insurance policy included in your Yoga Alliance Professionals membership covers you to teach all the techniques included in your qualifications relating to Yoga and/or Meditation. This includes Hatha Yoga, Ashtanga, Pregnancy Yoga, Kids and Teen Yoga etc.
If you teach Acro Yoga, Aerial Yoga and YogaLates you will need to upgrade to the therapies policy (please see below).
When teaching a pregnancy class we recommend you complete a pregnancy teacher training course prior to running classes. Alternatively if your yoga training included modalities of pregnancy Yoga this will be covered by the policy to practice these techniques.
There is an extension in Zurich Professional, Public and Products Liability policy wording (page 24 section 2) that states Good Samaritan Acts & First Aid are covered in the event of an emergency situation.
Members can upgrade to include multi-therapies/additional practices in their insurance cover. We have a list of accepted therapies. If you choose to upgrade to the therapies option we will need to see a copy of your qualifications before we can upgrade your cover. Please call 0131 659 9922 if you have any further questions.
When teaching a children’s class we recommend you complete a children's (or teen's) teacher training course prior to running classes. Alternatively if your yoga training included modalities of children’s yoga this will be covered by the policy to practice these techniques.
If teaching students under the age of 16 it is recommended to have the relevant DBS checks in place and to follow the conditions in the policy wording regarding parental consent and record keeping. Please see the Zurich Professional, Public and Products Liability policy wording for full information on this.
If you currently have a Balens Health Professionals Policy as part of your YAP membership it is a condition of your Insurance Policy to take and retain client records.
The policy wording notes: The records shall be kept for at least 7 years following the last occasion on which treatment was given. In the case of treatment to minors, it is advisable that records should be kept for at least 7 years after they reach the age of majority. Please refer to the Zurich Professional, Public and Products Liability policy wording for full information on this.
This is a master insurance policy which is arranged through the UK Branch of Balens Europe B.V., further information available on the Terms of Business document (UK click here or EIRE click here). We have chosen to work with this insurance intermediary due to the insurance products they can provide using 2 insurers, XL Insurance Company SE and ARAG Legal Protection Ltd, again please see the attached information for details.