UK Yoga Teacher Insurance
Choosing a fully comprehensive insurance policy for your yoga teachings can be difficult. Having to compare prices, indemnity and coverage.
With a Yoga Alliance Professionals membership, you can access an outstanding policy through the UK Branch of Balens Europe B.V. for just £49! This policy will sufficiently cover you AND meets requirements set by most employers.
Our policy covers what most gyms and studios require as standard, which means no extra hidden costs!
Professional, Public & Products Liability
£6,000,000 limit of indemnity
Unlimited claims during a policy year
Legal defence costs are covered
No Aggregate (£6m per claim)
First Aid cover as well as Good Samaritan Acts
Claims Occurring Basis
Libel and Slander cover
No excess fee
Temporary Trips abroad are covered without a time limit
(excl. Russia, Belarus, USA and Canada)
Breach of Intellectual Property, Client Confidentiality Protection cover
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The policy will pay legal costs up to £100,000, including solicitors’ and barristers’ fees, court costs, expenses for expert witnesses, attendance expenses and accountants’ fees. It will also pay the costs of appealing or defending an appeal. This also includes counselling for your employees and immediate family members.
If a member does not renew for any reason, Balens automatically include Run-off cover for an unlimited period of time, meaning that if a claim were to be made years down the line after stopping their policy, they will always be covered for work did within the insured period.
Become A Member & Claim This Policy
Your membership and insurance will provide you with credibility, coverage, business advice, and development opportunities, as well as this fantastic insurance coverage!
Frequently Asked Questions
This pays the teacher’s legal costs, as well as any compensation payments that may be due, if a yoga teacher’s student takes legal action against them for a mistake they have made when providing professional services, advice or designs to their student.
This covers a yoga teacher’s business against: Injury caused to a third party during their business activities. Damage caused to third party property. Personal injury or damage to property arising from any product they have supplied.
Your insurance will be activated and your documents sent once you have completed our application process and finalised all the steps on your profile.
The activation is a manual process, so please allow one business day for our team to review your details.
If you have insurance included with your YAP membership the policy is mobile so it will cover you to teach from home. However, it only covers you as a teacher, it won't cover for any loss or damage to the building caused by a client or if a client were to be injured due to a fault with the building.
For this reason, it's very important to notify your home insurer if you intend to run your yoga business from your property. Your home insurer may be able to extend your policy or advise if you require additional cover but every insurer is different with different levels of cover and exclusions.
Be prepared to provide your home insurer with more information on your business; such as the number of visitors you receive and the type of equipment you have on site.
Yes, you are able to do this. Provided you have a record of the student's name and email address and you have conducted a pre-class consultation with each of your students to assess their eligibility.
Yes, your insurance policy will cover you for this provided you have the sufficient qualifications and your content is kept up to date. The content must be provided free of charge and you must consider relevant pre-class information. For example; the level of the techniques used (beginner, advanced), whether medical approval is required before participation and whether there are any contraindications.
Under the terms of the policy, this would be classed as non-treatment work and therefore cover is provided worldwide.
The insurance policy included in your Yoga Alliance Professionals membership covers you to teach all the techniques included in your qualifications relating to Yoga and/or Meditation. This includes Hatha Yoga, Ashtanga, Pregnancy Yoga, Kids and Teen Yoga etc.
If you teach Acro Yoga, Aerial Yoga and YogaLates you will need to upgrade to the therapies policy (please see below).
Please feel free to browse our FAQ's here or you can get in touch with us directly here.